California Mortgage Guide
Let's find out what you qualify for
I'm Abby Sandoval, your California mortgage guide. No jargon, no pressure — just honest answers and a clear path to your next home.
Abby Sandoval
California Licensed Mortgage Broker
Free Pre-Qualification
Find out what you qualify for
No hard credit pull — ever. Takes about 2 minutes.
Ready to see your numbers?
Answer 5 quick questions and I'll show you your estimated loan amount, monthly payment, and the best program for your situation.
No credit check · No commitment · 100% free
Simple process
How it works
Three simple steps to your loan estimate
Answer a few questions
Tell me about your goals, income, and credit — it takes about 2 minutes and there's no hard credit pull.
Get your estimate instantly
See your estimated loan amount, monthly payment range, and the best loan program for your situation.
Connect with Abby
Book a free 15-minute call and I'll walk you through your options with zero pressure.
Real stories
Real stories from California homeowners
"Abby made the whole process feel so manageable. We were first-time buyers and had no idea where to start — she walked us through everything and we closed in 28 days!"
Maria & Carlos R.
San Diego, CA · First-time homebuyers
"I'd been putting off refinancing for years because I thought it would be complicated. Abby made it simple and saved us over $400 a month. Wish I'd called sooner."
Jennifer T.
Sacramento, CA · Refinance
"The pre-qual quiz was a game changer. I knew exactly what I could afford before I even started house hunting. Abby is the real deal."
David K.
Los Angeles, CA · Conventional loan
Ready to take the first step?
Find out what you qualify for in about 2 minutes — no credit check, no commitment.